There are many people injured or who develop a disease through exposure to harmful materials in their work environment. ELTO will help more of these people trace the EL insurance policy linked to their previous or current employer.


Tracing Solution

The insurance industry is supporting the development of a more effective tracing solution to improve the service to its customers.


What is ELTO?

ELTO, is an independent, not-for-profit company limited by guarantee. Set up to provide claimants and their representatives with access to a database of Employers' Liability (EL) policies through an online enquiry facility. ELTO is designed to help find the insurer of their former employer where the claimant is suffering from a disease/injury caused at work.

ELTO is not a compensatory body.



ELTO will build and maintain a database of all new and renewed employers' liability insurance policies. This EL Database is designed to make it easier to find records and identify an insurer and enable claimants to pursue compensation.


ELTO Search

The ELTO search is designed to produce details that help the claimants continue further investigation with the appropriate insurers. The results from a search of the ELD are not proof of insurance, or proof of liability.
Employers' Liability Tracing Office A Company Limited by Guarantee - Registered in England at the address below - No 6964651
Linford Wood House, 6-12 Capital Drive, Milton Keynes, MK14 6XT